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Car makers like Nissan and Chevy are trying to appeal to consumers buying a new car by including electric models among their variety of vehicle options. But as sales data released last month from the two companies shows, there doesn’t appear to be much of a market for them so far. What explains the lack of interest?
| Tags: Electric, Electric Vehicles,Equias Alliance was selected by 10 state associations, including Maryland Bank Services and the Pennsylvania Bankers Association Services Corp., as their exclusive provider for bank-owned life insurance (BOLI), and executive and director benefits consulting services.
The company, based in Memphis Tenn., also received the American Bankers Association exclusive endorsement for BOLI, and executive and director benefit consulting services, according to the company.
Other state associations include the Arkansas Bankers Association, California Bankers Association, Illinois Bankers Association, Florida Bankers Association and its subsidiary BancServ., the Oklahoma Bankers Association, South Carolina Bankers Association, Tennessee Bankers Association, and Texas Bankers Assocation and its subsidiary TBA Services Co.
The Maryland endorsement involves the wholly owned, for-profit subsidiary of the Maryland Bankers Association.
To be selected, companies must meet stringent quality standards, fulfill industry needs, and satisfy certain other key criteria, such as the ability to meet the long term needs of financial institutions, customer service, financial soundness and management strength.
Equias Alliance delivers nonqualified benefit and BOLI administration and portfolio services to banks across the U.S., using a team of 15 consultants and 24 support personnel.
| Tags: Equias Alliance, Services,
Kaiser Family Foundation’s annual study, published today (Tuesday 27th Sept) found insurance costs for the 150 Million Americans that have health coverage through their employers jumped by nearly 10% this year, presenting a quite a problem. Kaiser and the Health Research & Educational Trust surveyed 2,088 randomly selected public and private employers large and small earlier this year.
“We’re probably on a more modest side … but even with a 5% increase in a premium (that our workers saw) this year, they didn’t get a 5% raise,” said Jeff Franck, a compensation and benefits manager at Altru Health System, which employs about 3,700 people in North Dakota and Minnesota, and which participated in the survey.| Tags: Employers, Insurance Costs,
MUMBAI: Life Insurance Corporation will sell its policy through the internet for the first time soon with the launch of a pure term plan.
“We are in the process of designing a pure term product which would be sold through both online and through agents,” LIC’s ED- marketing S Roy Chowdhury. “The rates will be lower than what is charged at the moment,” he added.
LIC currently charges higher premium for its term plans than private competitors. For example, a 30-year-old non-smoker has to pay an annual premium of 7,300 for a 25-lakh policy under LIC’s term plan Amulya Jeevan, while she can buy online policies such as ICICI Prudential’s iProtect for 3,350 and Kotak Life’s e-term plan for 2,750. Read more…
| Tags: Policy, Pure Term,Insuring a van is usually more expensive than insuring a car, so if you own a van and are paying for the insurance on it, you are probably anxious to keep your costs down. As you are no doubt aware, making frequent claims on a policy is a sure fire way to increase your premiums. At the same time, there is no point in having insurance if you never make a claim even when you need to do so.
If your insurance is only the minimum, third party insurance required by law, you may not have much choice about when to call them. If you are in a very minor fender bender, you might chose to pay for the other person’s repairs yourself rather than risk raising your rates, but only if the other party agrees. M Read more…
| Tags: Van,
Many people consider funeral insurance, also referred to as burial insurance, to be much more expense than they will ever be worth, however, in a time when employment is unsecure, income is low, and savings have already withered to compensate for struggles during the global economic crisis, this protection can provide much needed assistance at a difficult time when no other help is available.
Budgets in counties and states are rapidly shrinking, and while low-income individuals who could once turn to them for assistance if they found themselves facing the unpleasant circumstance of burying an uninsured loved one, these options are typically no longer available.
That said, the number of bodies that are donated for medical research has also taken a significant dive.
| Tags: Funeral Insurance, Time,The New York Times: Killing Medicaid The California Way (E)ven as it vigorously defends the constitutionality of the individual mandate, the Obama administration may be complicit in eviscerating Medicaid — and setting back the broader goal of ensuring that all Americans have access to quality health care (Bruce C. Vladeck and Stephen I. Vladeck, 10/13).
Los Angeles Times: Medical Marijuana Guidance The core of the problem is the same as it has always been: the interplay, and conflict, between the federal prohibition of marijuana and the state authorization of medical use under Proposition 215, passed in 1996. An
| Tags: Calif, Killing Medicaid,